In the blog post «Sustainable retirement provision in turbulent times», we already reported that our risk-optimized equity and mixed funds reduce the investment risk compared with the market index and can cushion the price decline in negative market phases such as 2022. But how does the picture look when we compare ourselves with our direct competitors in the Swiss pension market?
The peer group
The definition of a peer group is always a difficult undertaking: who belongs in it, who doesn't? Are apples suddenly being compared with pears? Is objectivity guaranteed? We solve this problem by referring to a comparison made by Finanz & Wirtschaft on January 13, 2023. This was prepared by the financial portal moneyland.ch. It is not a conclusive list of the Swiss 3a pension landscape, but a representative overview that breaks down the (active and passive) products based on their equity content.
The OLZ retirement solutions
We are now adding the two OLZ retirement funds «OLZ Smart Invest 65 ESG» and «OLZ Equity World Optimized ESG» to this list. The former is a mixed fund with 65% equities, consisting of risk-optimized equity and bond components from OLZ. The latter, on the other hand, invests 100% in a global equity portfolio from the universe of developed markets. In line with the classification, both OLZ funds have an aggressive investment profile.