1. Declaration of acceptance by the user
By utilizing the website www.olz.ch (or
a page diverted to this web address; hereinafter referred to in toto as
the "OLZ website") you confirm that you have read and understood and
accept the following Conditions of Use including the Legal Conditions.
If you do not accept these Conditions of Use please do not visit the OLZ website again.
2. Limited access
The OLZ website is not intended for legal and natural persons who, for
reasons of nationality, business headquarters, place of residence or for
any other reasons, are subject to a legal system which bans or
restricts in particular
- the publication of the contents,
- access to the OLZ website,
- the activities of a foreign financial services provider,
- the admission of financial products (e.g. funds).
Moreover it is not intended for use by legal or natural persons in countries where OLZ AG or any companies associated with it do not have the required registration and authorization to operate.
Persons who are subject to any one or all of these restrictions may not access the OLZ website. This applies in particular to citizens of the USA, UK, Canada, Japan, China and Singapore, or persons resident in the afore-mentioned countries. Please find out about the corresponding legal restrictions in your country.
Notice for institutional investors
The fund for institutional investors is available only to qualified
investors. Under the terms of Art. 10, para. 3, of the Collective
Capital Investments Act together with Art. 6 of the Collective Capital
Investments Ordinance, qualified investors include institutional
investors having a professional treasury, namely banks and security
dealers (including their customers who have a written asset management
contract), pension funds, insurance companies, fund managers and local
and cantonal authorities, as well as industrial and trading companies.
By
selecting "Institutional investors" you confirm that you are an
institutional investor according to the definition given above.
3. Property rights
All elements on the OLZ website are protected as intangible property and
are owned by OLZ AG or by third parties. The utilization of the OLZ
website does not entail the transfer of any rights, in particular any
rights relating to software, brand names or elements of the OLZ website.
Copyright indications and brand names may not be changed or removed.
Elements of the OLZ website may not be reproduced in their entirety or
in part without reference to the full source. The contents of the OLZ
website may not be reproduced or utilized for public or commercial
purposes without the prior written agreement of OLZ AG.
4. Not a replacement for consulting
The information and opinions published on the OLZ website are of a
general nature. They are neither intended nor suitable for replacing
individual consulting by specialised staff who will take into account
the actual circumstances prevailing in a given individual case. For this
reason they do not represent legal, fiscal, financial, economic or any
other advice and not be utilized as an investment aid.
5. No offers
The information and opinions published on the OLZ website do not
constitute publicity or recommendations and should not be construed as a
demand, an offer or an invitation to submit an offer:
- for acquiring or selling investment tools,
- for carrying out any sort of transactions,
- for completing any other kind of legal business.
The sole purpose of the OLZ website is to provide information.
6. Future performance (indication of risk)
The future performance of an investment tool cannot be deduced from past
movements in the rate, in other words, the security may rise or fall.
How the security has behaved in the past is therefore no guarantee for
its future value. In the case of certain investment tools, the loss of
the total capital invested is also possible in extreme cases. Moreover,
fluctuations in exchange rates may also affect the investment.
7. No Guarantee
OLZ AG offers no guarantees (including liability towards third parties) nor assurance for
- the actuality, precision, reliability or completeness of the contents of the OLZ website,
- the results obtained utilizing the OLZ website,
- the contents of third parties that are found on or accessible via the OLZ website.
Furthermore, OLZ AG shall not be held liable for and cannot guarantee that
- the functions on the OLZ website work without fault and are available without interruption,
- the OLZ website and other components utilized through access to the OLZ website are free of viruses, etc.
OLZ AG also offers no guarantee for
- the increase or stability of the value of capital invested in investment tools,
- the level of future dividends.
8. Links
OLZ AG has not verified third parties' websites linked to the OLZ
website and cannot be held liable for the actuality, precision,
reliability, completeness or legality of the contents and offers on such
websites. The user therefore accesses such web pages at his or her own
risk.
Web links may only be included in websites outside an OLZ website with the prior agreement of OLZ AG.
9. Exclusion of liability
OLZ AG or any companies, partners, boards of directors, employees or
representatives linked to it refuse all liability (including for
negligence and towards third parties) for direct or indirect damage or
consequential damage that may occur in direct or indirect connection
with the utilization of the OLZ website.
10. Reservations
OLZ Disclaimer: Please remember that past performance may not be
indicative of future results. The calculation of performance does not
include possible fees and costs associated with buying or selling
financial products. OLZ AG reserves the right to modify any information,
opinions, performance or other data, links, etc. at any time without
prior notice to users.
Moreover, Conditions of Use may also be changed and the use of the OLZ
website may also be restricted or terminated without prior notice.
The English version of the OLZ website is a translation. OLZ can not
exclude and is not liable for translation errors of any kind. In case of
doubt, the original German version shall apply.
11. Place of jurisdiction
Insofar as a legal position arises between OLZ AG and the users of the OLZ website, this is subject to Swiss legislation. The sole place of jurisdiction shall be Bern, Switzerland.