Our New Investment Solutions: Here’s How Broad Our Offering Is Today

Two Approaches, One Principle: Fund Solutions and Direct Investments

Essentially, we distinguish between two approaches to structuring a portfolio: fund solutions—that is, diversified portfolios spanning various asset classes—and direct investments, in which we invest directly in individual securities using a rule-based stock selection process. Both approaches are based on the same three investment principles—: diversification, evidence-based decision-making, and robustness—but result in different products, depending on what is most important to the individual client.

Fund Solutions: Balanced Portfolios for Every Need

For fund solutions, there are three options to choose from, which differ primarily in their geographic focus:

• Global Solution – invested globally and broadly diversified, with no regional focus. Ideal for anyone who wants to spread their assets across global markets .

• Home Solution – Focuses on Swiss assets, supplemented by global exposure. For investors who wish to give greater weight to the domestic market without sacrificing international diversification.

• Switzerland Only – a purely Swiss investment universe with no currency risks and high transparency. The solution for anyone who consciously wishes to focus exclusively on the Swiss market.

Within each of these three lines, the equity allocation can be precisely tailored to your personal risk profile—from defensive to dynamic:

And because no two needs are alike, all three lines can also be combined with options: Size-Exposure  for Swiss Equities, a dynamic equity allocation, emerging-market equities, alternative investments such as Swiss real estate or gold, as well as index tracking or currency hedging for Global Equities. This creates a wide range of possible, individually tailored portfolios from three basic solutions.

Direct Investments: Three Strategies with Intelligent Stock Selection

For those who prefer to know exactly which individual securities are in their portfolio rather than holding a basket of funds, our direct investment strategies offer the solution. Here, we select a manageable number of Swiss stocks based on systematic sources of return—selectively, clearly structured, and with transparent rationale. Three strategies are available:

• OLZ Equity Switzerland Dividend Income – approximately 30 stocks with high, sustainable dividend yields. For those who value regular distributions.

• OLZ Equity Switzerland Momentum – approximately 30 stocks with positive price momentum, for investors who are willing to accept greater price volatility in exchange for higher potential returns .

• OLZ Smart Selection – a multi-factor approach that combines several systematic sources of return and selects approximately 25 securities from them. In contrast to the thematically focused Dividends and Momentum strategies, the focus here is on combining different sources of return.

A good example of the meticulous care that goes into this stock selection is our dividend mandate. With OLZ Swiss Dividends, a multi-stage optimization process ensures that no stocks are included in the portfolio whose high dividend yield is merely the result of a sharp decline in price, that dividends are financed from free cash flow—and not from the company’s assets— and that stocks with weak momentum or high price volatility—which are more likely to see a dividend cut—are consistently excluded. The results speak for themselves: Over the analysis period from 2011 to 2026, the portfolio achieved a higher dividend yield and a higher annualized return than the broad Swiss market (SPI Index)—while generally carrying lower risk.

The Right Solution for Every Risk Profile

Whether it’s a fund mandate or a direct investment: Every consultation begins with the question of your personal risk profile and the desired type of mandate. From there, our structured advisory process guides you step by step through the subsequent decisions—from index tracking to the equity allocation to potential alternative investments. This ensures that the end result is a portfolio that truly fits your individual situation, regardless of whether the path leads through a broadly diversified fund solution or a focused direct investment.

Conclusion

What began as a lean product range at OLZ has evolved into a versatile modular system: geographically diversified fund solutions, three direct investment strategies with rule-based approaches and varying factor emphases— —along with a range of options for equities, alternative investments, and currencies—all based on the same scientifically sound investment principles. Anyone who engages with us today benefits from a range of investment management solutions that did not exist in this form at OLZ just a few years ago.